Sean Slater

Sean has been serving State Farm customers since 1990, providing a range of services tailored to meet their specific protection needs. Our team is dedicated to partnering with each customer to find the perfect balance of protection, value, and service. We offer a comprehensive range of insurance products, including auto, business, home, renter's, condo, life, and health insurance, which serve as the foundation for our customers' secure financial future. With almost 80 years of combined customer service experience in the insurance and financial service field, our team has achieved recognition for our outstanding performance, including prestigious awards such as the Chairman Circle Qualifier, President's Club Qualifier (life), Gold Honor, Ambassador Club Qualifier, and Million Dollar RoundTable Qualifier.

That said, our main mission is to help people understand their current protection levels, identify any potential gaps, and ensure they are prepared for the unexpected. We would be honored to serve you and your family.

Each month, we like to highlight some key insurance information:

We are nearing Summer in the next three weeks

The Front Range has experienced some early severe storms activity with tornadoes hitting the eastern plains. As noted, last month, Colorado's storm season can bring volatile weather during May, June and July. Our team is here to help you be prepared for the unexpected and below are some of our recommendations heading into summer:

For Your Home

1. Inspect and Strengthen Your Roof

• Inspect for Damage: Check your roof for loose, cracked, or missing shingles, as these can be vulnerable during storms.

• Install Impact-Resistant Materials: Consider upgrading to impact-resistant shingles or metal roofing designed to withstand hail.

• Seal Vulnerable Areas: Apply sealant around flashing, chimneys, vents, and other openings to prevent water intrusion.

• Clean Gutters and Downspouts: Ensure gutters are clear to prevent water pooling on your roof during heavy rain.

2. Protect Windows and Doors

• Install Storm Shutters: Use permanent or temporary shutters to shield windows from hail and flying debris.

• Reinforce Doors: Ensure exterior doors are impact-resistant and have strong hinges and locks.

• Use Window Films: Apply protective film to windows to reduce the risk of shattering.

3. Secure Outdoor Items

• Anchor Loose Items: Secure or store outdoor furniture, grills, flowerpots, and other items that could become airborne during high winds.

• Trim Trees: Remove dead branches and trim trees to prevent damage from falling limbs during windstorms.

4. Personal Items

• Update Your Inventory: Take stock of your belongings, especially if you've purchased new outdoor equipment, furniture, or electronics for summer. Update your home inventory for accurate coverage.

5. Selecting a Roofing Contractor (should need to file a claim)

• Research Local Contractors: Start by looking for roofing contractors in your area. Local companies are often more familiar with local building codes and weather conditions.

• Check Credentials: Verify that the contractor is licensed and insured. A reputable contractor should have liability insurance and workers’ compensation coverage to protect you from any potential liabilities.

• Read Reviews and Testimonials: Look for reviews on websites like Google, Yelp, or Angie's List. Check the contractor's website for testimonials and case studies.

• Ask for References: Request references from previous customers. A reputable contractor should be willing to provide you with contact information for customers they have worked with.

• Get Multiple Estimates: Obtain written estimates from at least three different contractors. Compare their pricing, services, and timelines to get a sense of what is fair.

• Inquire About Warranties: Ask about warranties on both materials and workmanship. A reliable contractor should offer a warranty that covers the roof for a specified period.

• Look for Experience: Consider contractors with a significant amount of experience in the roofing industry. Experienced contractors are more likely to handle unexpected issues and provide quality work.

• Check for Certifications: Some roofing manufacturers offer certification programs for contractors. A certified contractor may have additional training and expertise in specific roofing materials.

• Evaluate Communication Skills: Pay attention to how well the contractor communicates. They should be responsive, willing to answer your questions, and provide clear explanations.

• Avoid Storm Chasers: Be wary of contractors who show up after a storm, offering to inspect or repair your roof. These companies may not be reputable and could take advantage of vulnerable homeowners.

• Review the Contract Thoroughly: Before signing, carefully read the contract. It should include details about the scope of work, materials, payment schedules, and timelines.

• Check for Local Complaints: Look up any complaints filed against the contractor with local consumer protection agencies or the Better Business Bureau (BBB).

• Follow Your Instincts: If something feels off during your interactions with a contractor, or if they pressure you for a quick decision, it may be prudent to look elsewhere.

For Your Vehicle

1. Park in a Covered Location

• Use a Garage or Carport: Keep your vehicle in a garage or carport during hailstorms to protect it from damage.

• Portable Covers: Use hail-resistant car covers or blankets if covered parking is unavailable.

2. Avoid Parking Under Trees

• Prevent Falling Limb Damage: Avoid parking near trees or large branches that could break off during a storm.

3. Stay Alert to Weather Updates

• Plan Ahead: Monitor weather reports and move your vehicle to a safe location before a storm arrives.

Please revisit your auto and homeowner coverage and become familiar with ways to protect your car(s), home and personal property; before an unexpected storm hits. Our team would be happy to help you assess your risk and make recommendations!